We help global companies feel truly Latin

Latin America has evolved – and with it its people and their expectations.
Disposable income has increased and the growing middle class is hungry to access better products and services from all around the world.

Our goal is to enable international organizations to offer a transparent, truly local service, fueled by our proprietary technology and decades of local expertise.

We are experts in Latin America

We share a common background

Our team consists of industry veterans from the banking, payments, financial services, and e-commerce ecosystem in Latin America.

We have joined forces under epag’s umbrella to lend our individual strength and expertise to the goal of building a first-class financial technology platform for the region.

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BoaCompra UOL
Banco Safra
Siemens AG
Universo Online (UOL)
We combine decades of expertise

We have worked with some of the world’s largest organizations and successfully and continuously met expectations of partners and stakeholders.

Our team has almost a century of combined experience in creating, cultivating, and scaling innovative companies.

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We are global citizens

epag’s team is made up of over 10 nationalities! This helps us grasp the particularities of each market, communicate important local insights, and bridge cultural differences.

As a fast-paced organization, we have established offices in São Paulo (Brazil), Lisbon (Portugal), and Amsterdam (the Netherlands) making us easily reachable across many time zones.

We develop our own technology

All of our payment technology is proprietary and tailor-made

Our state-of-the-art technology is built 100% in-house and not based on legacy systems or dependant on third-parties.

This gives us full-flexibility to adapt our product to our partner’s business needs. It also makes it completely modular, eliminating all unnecessary complexities.

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Learn more about our technology and the advantages of using our solution in the region

The idea behind epag

After over a decade of working in Latin America, we have witnessed the region’s vast improvement in infrastructure – particularly in connectivity. This and the continued increase of foreign investment led to a new surge of innovative, digital services. Yet, at the same time, most international companies struggle to extend their foothold and make their services truly accessible.

We are experienced in building market leaders in the payment space in Brazil, such as PagSeguro (NYSE: PAGS) and MercadoPago, the payments-arm of MercadoLibre (NASDAQ: MELI). These have proven to be an invaluable growth-catalyst for local companies in both the online and offline payments landscape across most of South and Central America.

epag was created to provide full access to the region from afar. In a region where local particularities are the rule – maneuvering the complexity of local regulations and taxation can be difficult waters for international merchants to navigate.

We want to bridge the gap between Latin America and the rest of the world, providing merchants with a technology platform with the same level of functionality that is expected and common in most developed markets. While allowing the user to pay in ways familiar and with means accessible to them.

We do this, because we believe in truly open markets and that any person in the world should have equal opportunities to access goods and services.

We look forward to welcoming you as our partners on this journey.

Ricardo Dortas Schönhofen, Co-founder & CEO

Ricardo Dortas Schönhofen

Co-founder & CEO

Ricardo is the founder and former CEO of PagSeguro and MercadoPago, both online payments leaders in Latin America.

He has extensive experience launching and managing several companies in the areas of payments, e-commerce and online games; as well as carrying out M&A with companies in similar industries.

Jan Schnürle CTO

Jan Schnürle

Co-founder & CTO

After pursuing a career in international logistics, Jan decided to focus on technology and launch his first company, Elav, a service technology company with clients including PayPal, Yahoo!, Telefónica, UOL, and Fila.

He has been the CTO and consultant of multiple technology companies and internet portals; and also the co-founder various FinTech platforms.

Rafael Pereira CPO

Rafael Pereira

Co-founder & CPO

After co-founding several FinTech startups, Rafael has developed a strong background in product design and strategy. He has dedicated 8 years to building FinTech products and has a professional background in publishing and advertising. Rafael also holds a medical degree from the University of São Paulo.

Julian Migura


With over a decade of experience in the video games and payments industry, Julian has a strong background in developing and establishing hundreds of partnerships with leading digital players including Google, Facebook, Sony, Microsoft, Baidu, Tencent, Valve, EA, NHN, and Kakao.

He has led multiple startups and established offices on 4 continents. During his time at BoaCompra, he launched more than 20 new markets.

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